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Homeownership Is Possible!

Eastern Sierra Community Housing (ESCH) in cooperation with Eastern Sierra cities and counties operates homebuyer assistance programs. The programs are designed to provide the additional financing needed to keep a first mortgage payment affordable to homebuyers. Funds are limited. Feel free to contact us with questions, the application process, or anything else!

The goal of these programs is to reduce your monthly mortgage payment to approximately 30%-35% of your gross monthly income. This promotes an affordable payment and allows your household to be able to afford other basic necessities such as transportation, groceries, and health expenses.

By promoting affordable homeownership in the region, we support a viable local economy and sustainable community through a reliable and healthy workforce, reduced commutes, and individual financial health and resiliency.

There are many benefits to homeownership including:

Pride
Freedom of control
Privacy
Credit building
Financial stability
Tax advantages
Investment
Home equity

Homebuyer Assistance Programs

Down Payment Assistance and Gap Financing Programs

Our regional and State partnerships allow us to operate a variety of programs to help make homeownership possible. Some of these programs assist with a household’s downpayment, closing costs, or gap financing in order to make the household’s primary mortgage payment affordable based on their gross monthly income. Contact us today to see if there’s a program that’s right for you.

Community Land Trust Ownership - Below Market Value Homes

We currently steward more than 50 below market value homes throughout the Town of Mammoth Lakes. These homes have been subsidized through a variety of programs so that the sales price is affordable for local incomes. These homes come with requirements for the homeowner including no renting of the home, it must remain the primary residence, and it must be sold at an affordable price at the time of transfer. Reach out to us to learn more about this unique opportunity for homeownership.

Let us help!

If you need recommendations on where to start or would like to make an appointment with a homeownership counselor.

Testimonials

What our clients are saying

Can't Stop Smiling

We can’t stop smiling,” said the owners of their new home, “this baby is going to love being raised here.

More Than A Dream

MLH made purchasing a home in Mammoth more than just a dream, but a reality. I went from a local who didn't really believe it would ever be possible for me to accomplish this, let alone at 26, to a first time home owner.

Beyond Our Expectations

Our experience purchasing a home through Mammoth Lakes Housing was beyond our expectations as first time home buyers. Patricia really made our dreams of becoming homeowners in Mammoth a reality not just a dream.

An Enjoyable Experience

Thank you we are very excited to be homeowners. Thank you for all your help throughout the last several months. Working with Mammoth Lakes Housing was an enjoyable experience.

I'm So Grateful

Thank you Mammoth Lakes Housing, Patricia Robertson, Eric Leach and Shelly Logemann. Because of you all, I am able to stay in the area that I absolutely love. I’m so grateful to live in the majestic Eastern Sierra.

Thanks for Everything

Thank you so much for everything. We are so grateful for this program. Had it not been for this program we would not have been able to become homeowners in this town.